Financial year and tax planning Income tax is calculated on the income you earned during a financial year. As the financial year 2020-21 approaches, this could be the right time for you to plan and find out how much tax you can save. Starting this year, you can opt for the old tax regime and avail tax benefits, or opt for the new regime to forgo tax benefits but enjoy lower tax rates.

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Retirement is inevitable. At some point in life, there will come a time when you decide to stop working and just relax. Although, you may be too young to think about retirement now, planning early is essential. Here’s why.